Xcross Cash Loan APK
By: Xcross
Rating: 4.7+ Downloads: 392+ Size: 12 MB Updated: April 13, 2024.
Xcross Cash Loan APK is a free business Application developed by Xcross. This mobile tool is a Nigerian loan app that offers instant loans of up to 50,000 Naira to eligible users.
This platform offers loans to people who do not require collateral or property documents. This App online application allows you to increase your credit limit.
The higher your credit limit, the lower the interest rate you can borrow. To qualify for the loan you must meet certain requirements: You must be a Nigerian citizen and be at least 20-55 years old.
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What is Xcross Cash Loan APK?
Xcross Cash Loan APK Application is a legitimate loan application and you can get cash immediately after applying. It will deposit money into your account soon.
You can get a loan from 10,000 Naira to 50,000 Naira with this app. It’s a fast and convenient way to get a loan, the loan is transferred directly to your bank account within 24 hours of your request.
You can repay your loan using this app or through a bank transfer of the Xcross Cash Loan App. On the Refunds page of the dashboard, select the payment method and enter the amount you want to pay.
To pay the loan through bank transfer, you need to contact customer service for the necessary details and instructions. Customer service representatives are available 24/7 to answer any questions you may have.
Features of the Xcross Cash Loan APK
- ₦10,000 to ₦50,000 of Xcross Cash Loan.
- The payment period is 91 days to 180 days.
- The monthly Interest Rate is 4% to 4.7%.
- Annual Percentage Rate (APR) from 24% to 56%.
Example: If you borrow ₦10,000 and choose a 6-month loan, Xcross Cash Loan charges an interest rate of 4% per month. Interest rate: 24% and APR 48%. ₦24.00 180 days money back. The total amount payable is NGN 124.00.
The fastest way to get a loan:
Xcross Cash Loan APK application is a valid loan application that you can pay immediately after submitting your application. This means the money will be credited to your account quickly. With this app, you can get loans from 10,000 Naira to 50,000 Naira.
This is a quick and convenient way to borrow money as the loan is transferred directly to your bank account within 24 hours of the request. Additionally, the app charges a monthly interest rate of between 4% and 4.7% for every loan you get.
For example, if you apply for a loan of 10,000 Naira with a repayment period of six months and an interest rate of 24%, the total amount paid will be 12,400 Naira. In addition, the loan repayment period is between 91 and 180 days. If you repay your loan on time, your credit limit will increase.
You can pay your loan through this app or via bank transfer. On the refunds page of your dashboard, select a payment method and enter the amount you would like to pay.
For the necessary details and instructions on how to repay the loan via bank transfer, you must contact customer service. Customer service representatives are available 24/7 to assist you with any questions you may have.
What are the criteria and requirements for an Xcross Cash Loan APK?
No ownership documents are required to get a loan from Xcross Cash Loan APK. Below you will find the conditions to obtain a loan from the platform. Please note that if you do not meet these conditions, your loan application will be rejected. Here are the requirements;
Country of residence.
To take a loan from Xcross Cash Loan APK, you must be a resident of Nigeria. Yes, you must live in Nigeria. This is based on the fact that Xcrosscash’s headquarters and operations are located exclusively within the borders of Nigeria.
Age limit.
It is not enough to be in Nigeria, you have to be between 22 and 55 years old. While it is believable that you may have a good income at the age of 22, it is good to realize that the opposite is true at the age of 55.
Account no.
It is also important that your bank account number is opened with a commercial bank in Nigeria. Once approved, the loan can only be disbursed to your bank account. If you don’t have a bank account, set one up as soon as possible.
Telephone number.
A valid phone number is very important if you want to take a short-term personal loan from Xcross Cash Loan APK. You can only receive the verification code and security code via your phone number. Note that the phone number must be active and linked to your National Identification Number (NIN).
Bank verification number.
Your BVN is just as important as your bank account. This is a unique code for each account holder, which is the same at different banks. Using your bank verification number, XcrossCash can check your details and banking history and make sure you don’t have money from other loan apps.
In addition, the bank verification number (BVN) is also important for tracking financial crimes.
Good source of income.
Taking out loans is one thing, paying them back is another. It is better not to apply for a loan from Xcross Cash Loan APK if you are sure that you are not working or have a stable source of income. This way you avoid penalties and embarrassment.
Conclusion
By gaining the knowledge to download and install the Xcross Cash Loan APK, you will be in a better position than before. We think and believe that the above description is enough to use this APK.
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Additional Information Xcross Cash Loan APK latest version.
Requires Android -5.0 and Up
Target: Android 9.0
File Size- 12MB
Current Version: v1.1.0.17
Package Name: com.xcash.xcrosscash
Rating – 4.5+
Price – Free
